Pro144.com - Protecting your assets     

 

John Salicco                                                                          Information Request

 Independent Insurance Agent
Office Phone: 206-497-0049                                                                        

 

With an independent agent, you have more choices

Annuities - Safe, tax advantaged investments

Annuities represent the only savings vehicle that can guarantee you an income for life1.  With attractive investment returns equivalent or greater than the returns of most certificates of deposit (CDs), annuities have the added advantage of tax deferment. You not only receive compound interest on your principal and your interest, but you receive interest on the portion of your earnings that otherwise would have been paid in tax.

For an investor seeking safety of principal, an annuity can be a valuable part of an investment portfolio, but annuities should be considered long term investments and, though there are usually provisions to get access to a portion of your principal investment in an emergency (usually about 10% annually after the first year), there are severe penalties for early withdrawal or early termination of the contract. 

If you prefer an investment that will participate in market performance, indexed annuities offer the advantage of paying you more when the markets do well, but protecting your principal when the markets do poorly.  Please contact me for details. 

If you would like to more more about annuities, then let's talk.  I can help you evaluate whether an annuity is right for you and how it may advantageously fit into your retirement plans and your estate planning.

 

To schedule an appointment either select the menu item to the left or to contact me by email, please CLICK HERE

 

1.Annuities are guaranteed by individual insurance companies.  They are not FDIC insured or guaranteed in any way by Federal Depository Insurance.  The purchase of Annuities can be a complex subject influenced by your specific situation and needs. As a professional courtesy for residents of the State of Washington, I extend the offer of a no obligation personal consultation at your convenience to help you evaluate the suitability of Annuities for your portfolio.

 

Insurance and annuity products:
• Are not deposits.
• Are not insured by the FDIC or any other federal government agency.
• May decrease in value.
• Are not guaranteed by any bank or its affiliates.